This insurance indemnifies the insured for the loss of or damage to the property insured, tangible or not, due to fire or due to lightning or due to explosion of domestic boilers or of gas cylinders, whether accompanied by fire or not.
The above Basic Cover may be extended against payment of additional premiums, to cover Special Perils, including loss or damage due to :
Aircrafts or parts
Explosions (other than mentioned in Basic Cover)
Riot strikes or malicious acts
Storm, tempest and flood
Bursting or overflowing of water tanks, apparatus or pipes
Impact by vehicle or animals
Above is subject to an excess of BD 50 for each and every loss.
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